Equitas Rewards Program
Shop More. Earn More
Activate
Your New Debit Card
Transaction Type
Activate Debit Cards within 30 days of issuance
Points
50
One-time only
Earn Equinox Points with every swipe
Shop, pay bills and more, online or offline, with your Equitas Bank Debit Card and earn Equitas Bank Points. Every time you swipe your card, you get points in your account that you can redeem later! Here's how redemption works:
RuPay Classic
1 Point for every
₹ 200 spent
RuPay Platinum
2 Point for every
₹ 150 spent
Visa Classic
1 Point for every
₹ 200 spent
Visa Gold
1 Point for every
₹ 200 spent
Visa Platinum
2 Point for every
₹ 150 spent
Visa Signature
2 Point for every
₹ 150 spent
Wings Signature
2 Point for every
₹ 100 spent
Elite Mastercard
2 Point for every
₹ 100 spent
Earn
Points
You Can Earn
Equitas Bank Point across Channels!
-
NEFT
5 points per transaction
Max. 50 points per month
-
RTGS
5 points per transaction
Max. 50 points per month
-
IMPS
5 points per transaction
Max. 50 points per month
-
Own ATM usage
5 points per financial transaction
Max. 50 points per month
-
Register for
Internet Banking
50 points
One-Time Only
-
Register for
Mobile Banking
50 points
One-Time Only
Reward Points earned with Equitas Debit cards are valid only for 365 days from the date of accrual and any points not redeemed during this period will lapse. Point expiry is based on first-in first-out (FIFO) approach where points earned first will expire first.
The following merchant categories are not
eligible for points earning on the Equinox Rewards program
| Merchant Category Code | Description |
|---|---|
| 6010 | Financial Institutions - Manual Cash Disbursements |
| 6011 | Financial Institutions - Automated Cash Disbursements |
| 6211 | Securities - Brokers/Dealers |
| 6012 | Cash Advance |
| 6300 | Insurance Sales, Underwriting and Premiums |
| 9211 | Court Costs including Alimony and Child Support |
| 9222 | Fines |
| 9311 | Tax Payments |
| 9399 | Government Services - not elsewhere classified |
| 9405 | Intra-Government Purchases - Government Only |
| 5960 | Direct Marketing - Insurance Services |
| 5541 | Service Stations(with and without Ancillary Service) |
| 5542 | Automated Fuel Dispensers |
| 5172 | Petroleum and Petroleum Products |
| 5983 | Fuel Dealers - Coal Fuel Oil, Liquefied Petroleum Goods |
| 4112 | Passenger Railways |
| 1520 | General Contractors-Residential and Commercial |
| 6540 | Account funding, stored value card purchase, prepaid load (non-financial institution) |
How to Redeem using Equinox Points
Redeeming your points is easy with Equinox Rewards. All you need to do is login to your Equitas Rewards Portal using your customer ID and password and check the reward points available. Go to the 'Redeem Points' tab and choose to use your reward points either on Product catalogue or Gift Cards/E-Vouchers. After selecting the gift card or the product(s) you like, you can redeem them against your reward points and pay the remaining amount using your debit/credit cards. Go ahead and redeem your points today before they expire!
