Equitas Rewards Program

Shop More. Earn More

Activate

Your New Debit Card

Transaction Type

Activate Debit Cards within 30 days of issuance

Points

50

One-time only

elite card

Earn Equinox Points with every swipe

Shop, pay bills and more, online or offline, with your Equitas Bank Debit Card and earn Equitas Bank Points. Every time you swipe your card, you get points in your account that you can redeem later! Here's how redemption works:

card

RuPay Classic

1 Point for every

₹ 200 spent

card

RuPay Platinum

2 Point for every

₹ 150 spent

card

Visa Classic

1 Point for every

₹ 200 spent

card

Visa Gold

1 Point for every

₹ 200 spent

card

Visa Platinum

2 Point for every

₹ 150 spent

elite

Visa Signature

2 Point for every

₹ 150 spent

card

Wings Signature

2 Point for every

₹ 100 spent

elite

Elite Mastercard

2 Point for every

₹ 100 spent

Earn
Points

You Can Earn

Equitas Bank Point across Channels!

  • NEFT

    5 points per transaction

    Max. 50 points per month

  • RTGS

    5 points per transaction

    Max. 50 points per month

  • IMPS

    5 points per transaction

    Max. 50 points per month

  • Own ATM usage

    5 points per financial transaction

    Max. 50 points per month

  • Register for

    Internet Banking

    50 points

    One-Time Only

  • Register for

    Mobile Banking

    50 points

    One-Time Only

Reward Points earned with Equitas Debit cards are valid only for 365 days from the date of accrual and any points not redeemed during this period will lapse. Point expiry is based on first-in first-out (FIFO) approach where points earned first will expire first.

The following merchant categories are not
eligible for points earning on the Equinox Rewards program

Merchant Category Code Description
6010 Financial Institutions - Manual Cash Disbursements
6011 Financial Institutions - Automated Cash Disbursements
6211 Securities - Brokers/Dealers
6012 Cash Advance
6300 Insurance Sales, Underwriting and Premiums
9211 Court Costs including Alimony and Child Support
9222 Fines
9311 Tax Payments
9399 Government Services - not elsewhere classified
9405 Intra-Government Purchases - Government Only
5960 Direct Marketing - Insurance Services
5541 Service Stations(with and without Ancillary Service)
5542 Automated Fuel Dispensers
5172 Petroleum and Petroleum Products
5983 Fuel Dealers - Coal Fuel Oil, Liquefied Petroleum Goods
4112 Passenger Railways
1520 General Contractors-Residential and Commercial
6540 Account funding, stored value card purchase, prepaid load (non-financial institution)
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